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Seeking Seed or Growth Capital? 7 Questions Founders Should Answer Before Contacting Investors 01
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Need Capital for Automation or Major Equipment? Match the Funding to the Asset
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Startup With No Revenue Yet? Strong Personal Credit Could Still Create a Funding Path
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Building an AI Company? Investors Want a Business Model, Not Just the Technology
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Before Applying for Business Funding, Build a Profile Lenders Can Review Quickly
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Before Applying for Business Funding, Build a Profile Lenders Can Review Quickly

Financial

Need a $100K–$250K Business Line of Credit? See What Banks Typically Look For 01
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Credit Around 500–600 and Need Business Capital? Understand MCA Qualification First
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Need $50K–$100K in Working Capital? Check These Qualification Benchmarks First
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Need Business Funding? These 6 Details Can Shape Your Financing Options
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Business Line of Credit Qualification: 4 Benchmarks Owners Should Check First
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New LLC With Strong Personal Credit? Business Credit Card Funding May Be Worth Reviewing
Business owner reviewing financing options for automation equipment and major fixed assets

Need Capital for Automation or Major Equipment? Match the Funding to the Asset

Automation, production machinery and other major equipment can improve capacity, but large fixed-asset purchases can also create substantial capital requirements. Businesses planning these investments should evaluate financing before committing cash to the purchase. Equipment financing appears among the business funding categories identified in Thomas Abelsen’s funding guide. For larger long-term fixed assets, SBA 504 financing…

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Business owner organizing existing credit cards, lines of credit and loan balances before seeking funding

Already Have Business Debt? Lenders Will Want Every Limit, Balance and Open Date

If you already have business credit cards, lines of credit or loans and are seeking additional capital, expect existing debt to become part of the funding conversation. The EIN Business Funding client profile specifically asks owners to list open business credit cards, business lines of credit and business loans. For each account, the requested information…

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Business owner reviewing bank deposits and qualification requirements for an online business loan

Bank Financing Too Difficult? Online Business Loans May Use Different Requirements

A business that does not meet traditional bank lending requirements may still have other financing categories to evaluate. Online and alternative small-business lenders commonly use different credit, revenue and operating-history benchmarks. Thomas Abelsen’s funding guide identifies typical online or alternative small-business loan benchmarks of approximately 600 to 680+ personal credit, six to twelve months in…

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Established business owner reviewing credit and revenue requirements for a business term loan

Need a Business Term Loan? Check the 600–680+ Credit and $100K Revenue Benchmarks

If your business needs a defined amount of capital for expansion, inventory, renovation or another planned expense, a business term loan may be one financing category worth evaluating. Thomas Abelsen’s business funding guide identifies typical term loan qualifications of approximately 600 to 680+ personal credit, at least one year in business, approximately $100,000 or more…

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